Loveland, Colorado
Credit Analyst Job Opening in Loveland, Colorado - Advantage Bank, a locally owned bank, is currently accepting resumes for a Full Time Credit Analyst at the Loveland Branch. We are looking for a self-motivated individual with analyst experience. A generous benefit package is offered along with competitive salary.
We are an Equal Employment Opportunity employer.
Member FDIC
Summary: Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals by performing the following duties.
Essential Duties and Responsibilities include the following and other duties may be assigned:
Contacts banks, trade and credit associations, salespeople, and others to obtain credit information.
Studies economic trends in firm's industry or branch of industry to predict probable success of new customer.
Visits establishments to determine condition of plant and equipment and compare methods of operation with accepted practices in industry.
Evaluates results of investigations, prepares reports of findings, and suggests credit limitations to management.
Maintains database of customer credit histories.
Consults with management to assist in corporate planning.
Responsible for complying with Bank Secrecy Act, Customer Information Security, and all other regulations as appropriate for this job function.
Supervisory Responsibilities: This job has no supervisory responsibilities.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience: Bachelor?s degree (B.A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.
Language Skills: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Mathematical Skills: Ability to work with mathematical concepts such as probability and statistical inference, and strong base of accounting and tax knowledge. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
Reasoning Ability: To solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills: High level of expertise with computers and software programs to analyze data. Must be proficient at Microsoft Word and Excel.
Other Essential Qualifications: Ability to work independently and without close supervision; interest in working on tasks requiring attention to small details; ability to apply sound judgment to tasks assigned; ability to communicate effectively and professionally with co-workers, vendors, and bank customers.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and sit. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.
Job Type: Full-time
Job Location:
Loveland, CO
Required education:
Bachelor's
Required experience:
Credit Analysis: 1 year
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