Duncan, Oklahoma
Credit Analyst Job Opening in Duncan, Oklahoma - EOE Affirmative Action Employer
JOB SUMMARY : This position is responsible for providing credit analysis for the bank. This position will analyze financial documentation and related information to insure informed credit decisions. Support the Credit Analyst Supervisor and Loan Review Officer in administrative processes to assist in the identification of inherent risk in the bank?s loan portfolio.
ESSENTIAL JOB FUNCTIONS:
Analyze financial documentation for new and renewal loans, including financial statements, tax returns, profit and loss statements, and credit bureau reports.
Provide ratio, trend and cash flow analysis as needed. Prepare borrower analysis reports for Loan Officers and Loan Committees in a timely manner.
Work closely with Credit Analyst Supervisor and Lenders to insure informed credit decisions on loan proposals.
Work closely with Credit Analyst Supervisor, Loan Review Officer, and Loan Administration to ensure banking regulations, loan policies, and adequate underwriting standards are being followed on credits analyzed.
Facilitate problem loan recognition with lenders and identify, thru the analysis process, potentially classified credits and report to Loan Review Officer.
Assist Credit Analyst Supervisor and Loan Review Officer with monthly and quarterly reports as needed.
Must be able to meet attendance and punctuality standards.
Effectively work and cooperate with lenders, supervisors, and co-workers.
Follow the direction of supervisor.
Other duties as assigned.
ADDITIONAL RESPONSIBILITIES:
Perform other duties and projects as required by management
MINIMUM QUALIFICATIONS FOR CONSIDERATION:
Bachelor?s Degree in Accounting, Finance, Business, Economics or related field
Previous banking experience in loan review or lending related area is preferred.
Proficient computer, 10 key, and typing skills.
KNOWLEDGE, SKILLS, AND ABILITIES:
Strong proficiency in PC applications including Windows, MS Word, MS Excel. Experience in Jack Henry bank software a plus
Ability to maintain a high degree of confidentiality
Strong verbal and written communication skills
Strong team building and interpersonal skills: able to work well with a wide range of people
Strong organizational and time management skills
Demonstrate dependability through good attendance and adherence to timelines and schedules
Strong follow through on projects and deliverables
Strong analytical skills
Strong problem-solving skills
Demonstrate resourcefulness and ability to take initiative in development and completion of projects
Strong sense of customer service
PHYSICAL REQUIREMENTS
This work is sedentary and requires the following physical activities:
Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity
Frequent lifting (up to 25 pounds of paper supplies or minor office equipment).
Possible driving to various banking centers, client locations, seminar locations, and other sites as needed
WORKING CONDITIONS:
Normal office environment
NOTE: The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.
For complete job description and to apply please go to:
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EOE M/F/Vets/Disability Affirmative Action Employer
Job Type: Full-time
Required education:
Bachelor's
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