Avon, Connecticut
Mortgage Underwriter Job Opening in Avon, Connecticut - Job Summary:
Responsible for underwriting complete product offerings; this position is part of an underwriting team.
FLSA:
Exempt
Supervisory Responsibility:
This position has no supervisory responsibilities.
Key Responsibilities:
Underwriting Loans
Issuing credit approvals or denials
Assisting Mortgage Loan originators with underwriting scenarios
Ordering private mortgage insurance
Clearing underwriting conditions
Underwriting files in a paperless environment (Encompass360 Banker Edition)
Ability to perform accurate research under tight deadlines is essential
Core Competencies:
Math and auditing skills, flexible, Detail Oriented, Customer focus, Team working, Initiative, Problem solving, Organized, Self-motivated
General:
Adopt the Village culture of Professionalism, Integrity, Effectiveness and Dynamic attitude that contributes to an internal environment of teamwork and promotes a positive brand image to our external customers.
Comply with Village procedures, policies and regulations relevant to this role. Undertake relevant training on Village policies and procedures as delivered by the line manager, the Human Resources department or compliance, risk, internal audit teams either directly or via Digital University.
Computer skills: good working knowledge of MS Office
Ability to communicate effectively with others, both verbally and in writing
Proven background in accurate, high volume data entry
Proven ability to manage time, meet deadlines and prioritize
Maintain standards and professionalism during periods of fluctuating workloads
Maintain team standards through supporting other team members in achieving their service/quality levels and targets, as required.
Build effective working relationships with other team members.
Manage daily tasks to ensure business needs are consistently met.
Education and Qualifications:
High School diploma or equivalent
2 years of underwriting experience in a banking or mortgage lending institution
2 years of experience in programs and underwriting guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers
Must be a Direct Endorsed FHA Underwriter with a CHUMS ID
Experience with Encompass360 Banker Edition preferred
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk and hear.
This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stoop as necessary. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds.
Work Environment:
This job operates in a professional office environment. This role routinely uses standard office equipment.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Job Type: Full-time
Required education:
High school or equivalent
Required experience:
Mortgage Underwriting: 1 year
|
