Rapid City, South dakota
AVP/VP Commercial Lending Officer Job Opening in Rapid City, South dakota - Summary:
Pioneer Bank & Trust a $650MM + multi-branch community bank located in Western South Dakota, is looking to hire a full-time lending officer to join our lending team. The successful candidate will be exposed to the following types of lending: commercial real estate acquisition / refinance and term loans, commercial and industrial related financings that include revolving lines of credit, Agriculture revolving lines of credit and term real estate loans, residential housing / construction, consumer loans and SBA loans.
Essential Duties & Responsibilities:
Soliciting, negotiating, underwriting and servicing a variety of commercial loan and deposit and grow a loan portfolio between $20MM - $30MM.
Promoting the bank externally and referring customers to appropriate staff for new services.
70% business development activities and 30% management tasks.
Excellent oral and written skills are essential.
Evaluate the financial condition and creditworthiness of Analysis to include an assessment of borrower?s leverage, repayment capacity, collateral coverage, liquidity and internal risk rating classification.
Approves loans within established limits or refers to loan committee for approval
Ensure compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Branch opening and closing as needed.
Supervisory coverage when Branch Manager is out of the Bank.
Scheduling assistance.
Travel may be necessary to maintain customer relationships.
Preferred Experience & Credentials:
Bachelor's degree in Business Administration, Finance, Accounting and/or Economics.
5+ years of commercial lending experience preferred or related experience will be considered.
Proven history of business development.
Extreme familiarity with MS Suite of Products to include Word, Excel, and Outlook.
Personal motivation and attention to detail while working in a deadline driven environment.
Ability to communicate clearly and concisely across multiple levels within the organization.
Desire to have a long-term career in community banking.
Job Type: Full-time
Required education:
Bachelor's
Required experience:
lending: 5 years
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